Save for Spring Break and Summer Adventures with The Peoples Bank

As we all count the days to more sunlight and warmer temperatures, thoughts of spring break and summer vacations fill our minds. If you're dreaming of sandy beaches, scenic mountain trails or city escapes -- proper plans and ways to save can make your travel dreams a reality. At The Peoples Bank, we’re committed to helping you achieve your financial goals, including that much-anticipated getaway. Here are some practical tips to help you save and plan for your warm-weather travels.

Start with a Budget

The first step to a stress-free vacation is to create a realistic budget. Take the time to list all potential expenses, such as transportation, accommodations, meals, activities and souvenirs. Once you have a total estimate, break it into manageable weekly or monthly savings goals. Starting early can avoid the financial crunch and spread your savings effort over several months.

Use The Peoples Bank’s budget calculator to keep you on track.

Book Flights Early

Peak travel seasons come with higher-than-normal airfare prices. To avoid this high premium, book your flights several months in advance. Booking for spring and summer travel during the winter months can save you hundreds of dollars. Early booking also ensures you get the best selection of flights, dates and destinations. Also, many travel apps or services allow you to sign up for airfare alerts to track price drops.

Secure Accommodations Ahead of Time

Hotels and vacation rentals fill up quickly during spring and summer, especially in popular destinations. You can lock in better rates and ensure availability by booking your accommodations early. Many properties offer discounts for early reservations but be sure to review the cancellation policies in case your plans change.

Shop for Deals and Promotions

Travel packages that bundle flights, hotels and activities can offer significant savings. If you’re flexible with your destination, you’ll have even more opportunities to find unbeatable deals. Additionally, consider signing up for promotional emails from resorts, airlines and attractions. These often include exclusive discounts and early-bird specials.

Stay Alert to Avoid Scams

High travel demand can attract fraudsters offering deals that seem too good to be true, especially on social media. Protect yourself by booking only through reputable travel agencies or trusted websites. Be cautious when sharing personal or financial information online and double-check the legitimacy of offers and organizations before making payments.

How The Peoples Bank Can Help

Saving for a vacation doesn’t have to be overwhelming. Here’s how The Peoples Bank can support your journey:

• Dedicated Savings Accounts: Open a travel-specific savings account to separate your vacation funds from everyday expenses. This keeps your goal clear and reduces the temptation to dip into your savings.
• Automatic Transfers: Set up recurring transfers to your travel fund to save consistently without thinking about it.
• Mobile Banking: Monitor your savings progress anytime, anywhere with our user-friendly Green 2 Goapp. Android or iPhone users can download it in the app store.
• Financial Advice: Contact our friendly team for personalized guidance on achieving your vacation savings goals. Also to discuss a customized personal loan to meet your financial needs and goals please visit one of our branches or go to the loans page on our website.

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