Other Services and Fees
Visit Convenience Banking to learn how your account(s) can be easily accessed, at anytime, from your mobile device, desktop and more.
ATM Cards & Debit Cards
- $2 For Each Transaction at Foreign Terminals 1
- $5 For Each Card Reissue
- $600 ATM Withdrawal Daily Limit
- $3,000 Point-of-Sale Daily Limit
- International Debit Card Fee of 1.0% of Total Purchase
- Foreign Operator or Network Fees
ACH Origination
- $0.12 Fee Per Transaction
- $6 Fee Each ACH Return
- $1 Fee Same-Day ACH Transaction
- $50 Fee Monthly Sweep Account
- $25 Fee Zero Balance Account - Master Account
- $20 Fee Zero Balance Account - Sub-Account
- Direct Deposit - Efficiently deposit payroll into employee's bank account each payday.
- Bank Drafts – Directly charge your customer’s bank account for services rendered. For example: Membership Fees, Utility Payments, CPA monthly charges, Tuition, etc.
- Cash Concentration – Allows commercial customers to manage cash flow between multiple banks as needed.
- Tax Deposits – Commercial customers can electronically transmit monthly tax payments.
Electronic Bill Payment
- $5 Per Month For Personal Accounts 2 or Free with e-Statements
- Business Option 1:
- $20 Per Month
- 15 Free Transactions
- $.45 For Each Additional Transaction
- Business Option 2:
- $15 Per Month
- 7 Free Transactions
- $.45 For Each Additional Transaction
Bank-to-Bank Origination
- $10 Per Transaction
Cashier's Checks
- $7 Each
| Checking & Savings Accounts Services |
Fee |
|---|---|
| Check Orders |
Fee Depends on Style of Checks Ordered |
| Insufficient Funds |
$35 (Whether Paid or Returned: Applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means) |
| Stop Payments |
$35 |
| Early Account Closure Fee |
$20 (Open Less Than 6 Months) |
| Bank Research Fee |
$25 (Per Hour), $1 (Per Copy) |
| Return Mail Fee |
$5 |
Dormant Accounts
- $5 Per Month if Balance Less Than $1,000
Fax
- $10 Per Item; Limit 25 Pages
Incoming / Outgoing Collection Items
- $15 Minimum, $25 Maximum
Levy / Garnishment
- $100
Money Orders
- $5 Each; $35 Per Stop Payment
Night Drop Bags
- $15 Per Bag With 2 Keys
- $5 Additional Key To Night Depository
Safe Deposit Box Rental
- Must Have Checking or Savings Account
- Box Rentals Are Not FDIC Insured
-
$10 Manual Billing
-
$5 Late Fee
-
$25 Lost Key Fee
-
$100 Drill Fee
Box Sizes Vary By Branch Location
| Safe Deposit Box Size |
Fee |
|---|---|
| 2 x 5 |
$20 |
| 3 x 5 |
$25 |
| 4 x 5 |
$25 |
| 5 x 5 |
$30 |
| 3 x 10 |
$35 |
| 5 x 10 |
$55 |
| 10 x 10 |
$95 |
Wire Transfer Fees
| Transaction Type |
Fee |
|---|---|
| Domestic Incoming |
No Charge |
| Domestic Outgoing |
$20 |
| International Incoming |
$20 |
| International Outgoing |
$50 |
| Incomplete Transfer |
$25 |
Electronic Processing for Visa/MasterCard Merchants
The Peoples Bank is partnered with Elavon to deliver the industry's leading merchant processing solutions.
- Customer Service is Available 24/7 from Elavon's Call Center.
- PC, Wireless, E-commerce & Terminal based Point-of-Sale solutions
- Electronic Check Services & Electronic Gift Cards are just two of the many solutions to help grow your business
1 Foreign terminals refer to any ATM not owned by The Peoples Bank
2 Teen Green Account Ineligible for Electronic Bill Payment