Personal Checking Accounts

Your First Step Toward Banking Your Own Way

Checking Accounts with The Peoples Bank are made just for you. Whatever your current financial situation and goals may be, our Personal Bankers are happy to help make an account to fit your needs, just give us a call at 228-435-5511 or stop by in-person at any of our Branch Locations near you!

Once you've opened an account, Convenience Banking is right at your fingertips, with access anywhere from your phone or desktop! (Other Services and Fees may apply)

Teen Green Checking

Tailor-made for teens ages 13 to 17, this checking account is a perfect way to introduce your teens to financial freedom! ^*

$5 minimum deposit to open
No minimum balance required
Debit Card available (Issued to teen only)
$100 ATM withdrawal daily limit
$400 point-of-sale daily limit
Overdraft protection not available

^* Parent/ Legal Guardian is legally responsible for the account. Account converts to Freedom Green Checking at age 18 (other fees may apply). When account is converted a new Truth in Savings Disclosure will be mailed.

Freedom Green Checking

A woman smiling while using her credit card and phone at an outdoor café

Geared toward customers ages 18 to 24, this account is great for young adults just breaking into the world of money management! ^*

$5 minimum deposit to open
No minimum balance required
Debit Card available
No fees for foreign ATM withdrawals ¹
Overdraft protection not available

^* Account converts to Peoples Checking at age 25 (ATM & other fees may apply). When account is converted to Peoples Checking, a new Truth in Savings Disclosure will be mailed.

Peoples Checking

A young man and woman smiling while using a laptop to review finances

An account made just for you!

No minimum deposit to open
No minimum balance required
No monthly service charge
Debit card available
Unlimited check writing
Check images available online
$100 Peoples Check Protection limit ² (Insufficient Funds / Overdraft Fees apply ³)

Pay Mint Account

No minimum deposit to open
No minimum balance required
No monthly service charge
Direct deposit required
ATM use only with unlimited number of ATM transactions (subject to ATM service fees at foreign terminals) ¹
$100 Peoples Check Protection limit ² (Insufficient Funds / Overdraft Fees apply ³)

Fresh Start Account

No minimum deposit to open
Debit card available
Monthly service charge of $10
Unlimited check writing
Overdraft protection not available

Peoples Preferred Checking

A Peoples Preferred Account takes your banking to the next level: maintain easy access, earn interest and get checks at no charge!

$100 minimum deposit to open
Minimum balance of $1,000 per statement cycle to earn interest
Monthly service charge of $7.50 per statement cycle if balance falls below $500
Debit card available
Unlimited check writing
Standard preferred checks available at no charge
$400 Peoples Check Protection limit ² (Insufficient Funds / Overdraft Fees apply ³)

Now Account

A smiling woman holding up a multitude of shopping bags

Do you keep a high account balance but still want easy access to your funds? NOW is the time to sign up for a Now Account with The Peoples Bank!

$1,500 minimum deposit to open & earn interest
$10 fee per statement cycle if balance falls below $1,500
Debit card available
Unlimited check writing
Check images available online
$1,000 Peoples Check Protection limit ² (Insufficient Funds / Overdraft Fees apply ³)

Cash Investment Account

Looking to earn higher interest rates fast? Look no further than our Cash Investment Account, The Peoples Bank’s version of Money Market Accounts!

$2,500 minimum deposit to open & earn interest
$10 fee per statement cycle if balance falls below $2,500
Balance of $25,000 or higher will earn current CIA Money Market interest rate
Check images available online
$1,500 Peoples Check Protection limit ² (Insufficient Funds / Overdraft Fees apply ³)

¹ Foreign ATMs refer to any ATM terminals not owned by The Peoples Bank.

² Peoples Check Protection limits are effective 30-days after an account is opened.

³ Insufficient Funds / Overdraft Fees are $35 per transaction and charged whether paid or returned. These fees are imposed on insufficient funds created by check, in person withdrawals, ATM withdrawals or other electronic means as applicable.