Cash Management Services

A happy woman holding dollar bills fanned out in her hand

Helping you get a handle on your financials.

We want to be a go-to resource for your business, helping you save time and money through cost reduction and operational improvement. Our goal is to provide quality banking and financial security to give you peace of mind. For detailed information and applicable fees on Cash Management Services, please contact your Account Officer.

We offer separate solutions and software for:

Reconciliation Services Make sure you're capturing all transactions accurately with our bank reconciliation services that easily compare your financial statements.	Sweep Accounts Transfer funds without even thinking! These accounts sweep money to and from accounts automatically as needed, getting rid of the need for constant manual transfers and cutting down on trips to the bank.	Wire Transfers Convenience when you need it! Wire money through the Federal Reserve from your account to anywhere in the nation. Initiate same-day wires until 1:30 PM (CT), any funds after will be wired the next business day. For detailed information, contact our Investment / Wire Transfer Department at 228-435-8406.
Funds Management An interest-centric account for commercial customers that will have you earning more in no time!	Analysis An account analysis will ensure that you're only paying for the services you need!	Positive Pay Service Rest easy with our Positive Pay Service, which monitors for check fraud and any other financial errors every single day.

Assorted financial documents on a table.

Reconciliation Services

Make sure you're capturing all transactions accurately with our bank reconciliation services that easily compare your financial statements.

Sweep Accounts

Transfer funds without even thinking! These accounts sweep money to and from accounts automatically as needed, getting rid of the need for constant manual transfers and cutting down on trips to the bank.

A laptop charger that unwinds into a dollar sign.

Wire Transfers

Convenience when you need it! Wire money through the Federal Reserve from your account to anywhere in the nation. Initiate same-day wires until 1:30 PM (CT), any funds after will be wired the next business day. For detailed information, contact our Investment / Wire Transfer Department at 228-435-8406.

A group of people reviewing finances on a laptop.

Funds Management

An interest-centric account for commercial customers that will have you earning more in no time!

A couple reviewing their financial documents.

Analysis

An account analysis will ensure that you're only paying for the services you need!

Positive Pay Service

Rest easy with our Positive Pay Service, which monitors for check fraud and any other financial errors every single day.

Wire Transfer Fees

Transaction Type	Fee
Domestic Incoming	No Charge
Domestic Outgoing	$20
International Incoming	$20
International Outgoing	$50
Incomplete Transfer	$25

Remote Deposit Capture

Our check processing system will capture your consumer checks, commercial checks, cashier’s checks and money orders electronically and securely.

ACH Origination

$0.12 Fee Per Transaction
$6 Fee Each ACH Return
$1 Fee Same-Day ACH Transaction
$50 Fee Monthly Sweep Account
$25 Fee Zero Balance Account - Master Account
$20 Fee Zero Balance Account - Sub-Account
Direct Deposit - Efficiently deposit payroll into employee's bank account each payday.
Bank Drafts – Directly charge your customer’s bank account for services rendered. For example: Membership Fees, Utility Payments, CPA monthly charges, Tuition, etc.
Cash Concentration – Allows commercial customers to manage cash flow between multiple banks as needed.
Tax Deposits – Commercial customers can electronically transmit monthly tax payments.