Retirement Planning at The Peoples Bank: Personalized Service Backed by Decades of Experience
At The Peoples Bank, retirement planning isn’t a one-size-fits-all process—it’s a personalized service built on relationships, trust, experience and tailored solutions. Whether you’re an individual planning for the future or a small business owner looking to provide benefits for your team, our team is here to help you navigate the many options available.
What truly sets us apart is our staff and our connection to the people of the Mississippi Gulf Coast. Since our doors opened in 1937, we have established a legacy that has helped thousands of clients manage their money and their families’ futures. Our Asset Management and Trust team includes professionals with a Certified Trust and Fiduciary Advisor (CTFA) designation — an industry-recognized credential that signifies years of experience and a deep understanding of investments, tax, insurance and compliance. This certification reflects our commitment to our work and the meaningful ways in which we support our customers.
For individual retirement plans, we provide traditional and Roth IRAs. We develop investment strategies tailored to your personal goals and risk tolerance. Whether you’re just starting or seeking to diversify, our team has the expertise to help you chart the appropriate course.
We also work closely with small businesses to help them establish retirement plans, engage with their employees, and provide guidance on investment strategies and account setup. We offer a comprehensive array of investment services, including Simplified Employee Pensions (SEP), Savings Incentive Match Plans (SIMPLE) and 401(k) account management. By taking the time to understand each business’s unique needs, we create customized solutions.
With over 80 years of combined experience, our team has weathered every type of market cycle helping our clients adapt, grow and succeed through it all. Our financial group offers steady guidance and clear communication, so our clients feel informed, supported and confident — even during uncertain or volatile markets. We’re also committed to ongoing education and professional development to ensure we continue offering the best advice and service possible.
Our approach is personal. Whether our customers are investing $1,000 or $1 million, every client receives the same level of attention and care. We don’t just present a prepackaged solution or push you into a model portfolio. Instead, we take the time to understand your unique goals and design a customized investment strategy just for you.
For those looking beyond retirement, we also offer estate planning services. We help coordinate every aspect of the process, from establishing wills and trusts to working with attorneys and CPAs to ensure assets are transferred according to your wishes. We can even serve as executors of client wills — removing the burden from family members during difficult times and ensuring that every detail is handled with care and professionalism.
At The Peoples Bank, we don’t just offer financial services, we build lasting relationships. We’re here for every step of your financial journey, from your first investment to retirement and beyond. What we value most is the opportunity to grow with you, to celebrate your milestones and to provide the kind of steady, knowledgeable support that gives you peace of mind.
Let us help you plan your future your way.